What if a fire in your home caused your house to be uninhabitable? This coverage may include payments for the cost of hotel, food and other expenses. You may be found negligent and, therefore, be legally responsible to pay for the injured person's medical bill and lost wages.Īdditional living expenses helps reimburse you for reasonable costs of staying somewhere else after a covered loss renders your home uninhabitable. Let's say a guest in your residence trips over the rug in your living room and it causes him to fall. Guest medical protection can help pay medical expenses for someone injured in an accident at your house. What if you are over at a friend's house and accidentally sit on their brand-new drone, breaking the camera lens? This coverage could help you pay for the repair.
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